Get to Know Us
Our parent company, Cosurance Benefits, is registered with the Florida Department of Financial Services as an Insurance Agency, Florida License #L106972. Our third-party administrator, 90 Degree Benefits, is a subsidiary of Blue Cross Blue Shield of Alabama. The CoMediCard product is administered by 90 Degree Benefits, a wholly owned subsidiary of Blue Cross Blue Shield Alabama. CoMediCard is not an insurance product and is not a substitute for health insurance for normal preventative medical care.
James Ballou, CEO
With a passion for healthcare and a commitment to assisting people gain access to health services. With the advent of COVID19, Jim quickly recognized the need for mental health care for the community at large. By studying reports, case studies and meeting with community leaders, CoMediCard pivoted to more than a traditional telemedicine offering. James Ballou has partnered with the leading health care providers to provide an affordable health benefit to the general public, private and public corporations, associations, colleges and groups.
“The power of three is not to be underestimated,” added Jim. “We are excited to provide what we feel are the most powerful tools on the market: a $0 copayment Teladoc offering with unlimited visits for family medicine, dermatology and mental health as well as a prescription drug benefit and health services benefit.” The combination of Teladoc, OPTUMRx and RealTimeChoices is unique to the market and provides options for consumers and businesses alike. From customers who have lost their jobs and can’t afford COBRA to residents whose first language is Spanish, CoMediCard is uniquely poised to assist with an affordable $29.95 monthly fee and unlimited visits for the entire family. While there are certainly other alternatives, the mental health component really sets us apart. And the introduction of this stand alone product to businesses with as few as 25 employees has been well received in the marketplace.
“Our research told us that consumers don’t want to pay $45, $75, $85 or more for telemedicine services,” said Jim. “They want comprehensive coverage for their entire family that is affordably priced”. By offering a low monthly fee, people in rural areas or self-isolating can conference a doctor from the privacy of their home. And, with our mental health addition, CoMediCard offers a personal interaction and relationship with a licensed therapist, psychologist or psychiatrist from the privacy of your home or office. Once your therapist is selected, you form a relationship with them for your scheduled calls. “We know it is important for physicians to see patients, hear the inflection in their voice, read their body language…with some of the texting apps that are out there, this just isn’t possible. We know we needed a better alternative for our consumers.” CoMediCard is that solution.
As a licensed insurance broker, Jim carries property and casualty licenses as well as life, accident and health licenses in his home state of Florida. He has assisted thousands of consumers and businesses get the best coverage for their insurance needs. Jim also holds insurance licenses in twelve states.