Are you 65 or older? Currently on Medicare? What if you would like mental health counseling with a psychologist or psychiatrist, are you covered? The good news is Medicare provides for visits to psychologists and psychiatrists. The bad news is it’s more complicated than that.
First you have to find a provider that accepts Medicare. Of all the medical specialties, psychiatry has the highest percentage of providers that choose to opt out of Medicare. In fact, over 40% of all providers that opt out of Medicare entirely are psychiatrists.
Second, you have to meet your calendar year deductible on Medicare Part B. For 2020, your deductible is $198. Then you have to pay your 20% co-insurance fee, which will average about $35 per visit.
Third, you have to travel to the doctor’s office, sit around in a room potentially full of people that could be sick and have your privacy impacted as well. There has to be a better way!
The great news is… there is a better way! CoMediCard.
CoMediCard is a membership telemedicine product that includes the following, all for a low $29.95 per month for you and your spouse.
Unlimited physician visits with a US licensed doctor. Services are provided through Teladoc, the nation’s largest provider of telemedicine. Doctors are available 24/7 and can diagnose and treat common ailments like sore throat, cold and flu, headaches, infections and more. Teladoc doctors are able to write prescriptions and call them in to the pharmacy of your choice. All from the privacy of your own home using your phone, tablet, or PC. Best of all, there is no co-pay, coinsurance, or deductible at all.
Unlimited dermatologist visits with a US licensed dermatologist. Teladoc dermatologists can diagnose and treat a wide range of skin conditions and prescribe medication for these concerns. No co-pay, deductible or coinsurance.
Unlimited consultations with US licensed mental health professionals. Specialties include marriage counselors, therapists, psychologists, and psychiatrists. Choose a provider you’re comfortable with and stick with them through your treatment. All from the comfort and privacy of your own home and with $0 co-pay, no deductible, and no coinsurance.
CoMediCard helps make your Medicare benefits complete. It gives you back the power to see who you want, when you want and saves money on deductibles and fees as well. It keeps you safe from sick people in the doctor’s office and allows you to seek mental health counseling when you feel you need someone to talk to and maintains your privacy too.
Find our more at www.comedicard.com or call experienced agents at 1-800-437-9023